Services
Income
- Determining your retirement income needs and how much you need to retire
- Planning a sustainable withdrawal strategy from your savings, pensions, 401(k) plans, 403(b) plans, IRAs, or annuities
- Helping you make appropriate choices for rollovers, lump-sum distributions, required minimum distributions, inherited IRAs, and other retirement plan issues
Investments, Assets and Cash Flow
- Optimizing your investments to maximize income and assets while ensuring that your investments are appropriate and consistent with your individual situation, risk tolerance, time horizon, and goals
- Budgeting, cash flow, and debt management, including student loan issues for you and/or your children
- Maximizing your Social Security benefits
- Minimizing federal and state income taxes through detailed tax planning
Insurance and Estate Planning
- Understanding and managing Medicare choices and options
Planning for long-term care - Reviewing your insurance (life, health, property, liability)
- Ensuring your estate plans are appropriate and up to date